The WDPG® insurance program

Designed to meet the unique needs of today’s
welding supply distributors and vendors

The WDPG program is designed to provide Best in Class protection for industrial and medical gas distributors, acetylene and hydrogen manufacturers, service and repair of welding equipment, welding machine rentals, robotics, bulk systems, fire extinguisher filling and service, and many other unique operations related to the welding supply industry.

Operations may also include gas distribution, acetylene manufacturing, service and repair of welding equipment, sale and rental of cylinders, delivery of gas in cylinders and bullk, and some sales of medical supplies and fire extinguishing equipment. Expected gases would include acetylene, oxygen, argon, carboc dioxide, mapp gases, LPG and nitrous oxide.
The program is flexible and can address the diverse needs of large and small distributors. Other operations that are owned or operated by WDPG® prospects may be considered if their hazards are acceptable. Each risk will be individually underwritten and priced.

Underwriting Requirements

Underwriting acceptability of each risk/location will generally be determined by,
but not limited to evaluation of the following:

  • Completed ACORD application
  • Completed WDPG® Supplemental Questionaire (Exhibit I)
  • Verified prior three year loss experience, plus current year.
  • Complete drivers list

A completed application should be received a minimum of 30 days prior to effective date. Additional time is requested for accounts with premiums over $100,000. If you are unsure as to eligibility, the underwriters are available and would be happy to discuss initial account acceptibility.

Available Program Coverages Include:

Real and Personal Property Coverage
  • Property One Special Comprehensive Property Enhancement
  • Equipment Breakdown (including jurisdictional inspections)
  • Blanket Coverages available
General Liability Features
  • Aggregate Limits per Location
  • GL Enhancement Endorsement
  • Special AD&D coverage available in many states
  • Blanket Waiver of Subrogation available
  • Blanket Additional Insured by Contract
  • Misdelivery of Liquid Products
  • Blanket Vendors Endorsement
Workers Compensation Features
  • Class Code 4635 available in most states
Automobile Features
  • Blanket Additional Insured by Contract
  • MCS-90
  • Broad Form Pollution
  • Fellow Employee
  • Hired Auto Physical Damage ($50,000 included, higher limits available)
  • Rental Reimbursement
  • Automobile Features
  • Blanket Vendors Endorsement
Umbrella Features
  • $5,000,000 limit available
  • MCS-90 attached to excess limits as required by DOT
  • Minimum underlying $1,000,000 Auto and GL, $500,000 WC

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